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The Reserve Bank of Australia may have kept the official cash rate on hold in February, but this didn’t stop the big four banks increasing their home loan interest rates. If you’re one of the two million Australians who have a variable rate mortgage with a major bank, you won’t be happy. But with a […]
With speculation rife in the media as to what’s to come in the Budget and with tax reform, we attempt to prepare you for what you can expect and look at the rumors. Prime Minister Turnbull’s conditions for tax reform are that they: The government, in its response to the Murray Financial System Inquiry, […]
How did markets perform in February? After a disappointing start to the new calendar year when share markets recorded large falls in January, the investment landscape in February was another challenging one for investors. Most market returns were in negative territory (in local currency terms) though they were nowhere near as severe as those in […]
They say that “context is everything” and this was certainly demonstrated in January with global markets perceiving the world economy in a dramatically new light to last year despite a similar world economic backdrop. . Essentially, the world is caught up in a period of sluggish and uneven growth below what many were expecting given […]
What you need to know about the US Federal Reserve’s (the Fed’s) decision to raise interest rates in the United States. The US Federal Reserve (the Fed) has finally, and unanimously, started the monetary policy normalisation process by raising the Fed Funds target rate by 25bp to between 0.25% – 0.5%. Fed Chair Janet Yellen […]
These adorable Rudolf cupcakes are sure to be a hit with the kids this Christmas. Bake up a storm and have a little fun with this great recipe! Ingredients 200g plain flour 180g caster sugar 1 teaspoon baking powder 1/2 teaspoon bicarbonate soda 40g cocoa 175g Unsalted Butter, softened 2 eggs, room temperature 2 teaspoons vanilla […]
Give the gift of choice this Christmas and help young people live young lives. For a young person with high care needs, the loss of choice and independence is one of the hardest things to deal with. Over 7,000 young Australians living in aged care are faced with this problem every day. This Christmas, you can give […]
We hope you enjoy the final Colonial Market update for 2015, from the team at SALA Financial Services we wish you a very Merry Christmas. Summary Australia The Reserve Bank of Australia (RBA) left the official cash rate on hold at 2% at its meeting on 3 November 2015 and again on 2 December 2015 […]
Supermarkets are already stocking up on Christmas merchandise, and along with a reminder of how quickly the year is flying by, it’s also a sign we’re heading into the season when our home and contents policies can be put to the test. The looming festive season is the peak period for home burglaries, and coupled […]
Our love of online shopping and social media is making Australians unwitting pawns in the global fraud marketplace. That’s just one of the findings of recent research by credit analysts Veda in time for National Identity Fraud Awareness Week, which runs from 11-17 October. Veda’s study dished up some disturbing statistics. In particular, fraudulent credit […]